Financing
Pay at your own pace with Affirm
When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to pay over time—and never pay a penny more than you agree to on day one.
Just select Affirm at checkout.
Choose 3, 6, or 12 monthly payments
For example, a $1,000 purchase might cost $166.67/mo over 6 months at 0% APR.
Buying with Affirm is simple
1. Fill your cart
Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
2. Choose how you pay
Pick the monthly payment plan you like best. You'll never pay more than you agree to up front.
3. Pay over time
Make payments at affirm.com or in the Affirm app. You'll get email and text reminders.
Just select 
at checkout
Buy with confidence
With Affirm, you always know exactly what you will owe and when you will be done paying.
Transparent: Affirm tells you up front the total amount you will pay. That number will never go up.
Simple: You choose the payment schedule that works for you.
Fair: Affirm won’t charge you late fees or penalties of any kind, ever.
Payment options are offered by Affirm, are subject to an eligibility check, and may not be available in all states. California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681.
FAQs
Can I pay off my purchase early?
Yes! There’s no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.Does checking my eligibility affect my credit score?
No - checking your eligibility won't affect your credit score.
Can I return an item I bought with Affirm?
Yes—You can return an item you bought with Affirm by initiating the return process with the store.
Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
Where can I learn more about Affirm?
You can visit the website at affirm.com.